There was a time in our lives when we didn’t wear watches. We played hard and went to school, but weren’t bound by tight schedules. We were kids and had to live by our parent’s rules, but it was easily the freest time of our lives. We didn’t worry about money and what was happening in the real world. Family, friends and school defined our universe and everything inside it. If you were lucky, you didn’t have to worry about things like your family’s finances or other adult problems your parents were dealing with. After all, isn’t that what childhood is supposed to be about?
As we get older we are introduced to more and more responsibility. Then, all of a sudden you wake up one day and it feels like the cold bucket of adulthood was poured over your head. Welcome to the world of car payments, mortgages, bosses, and your own family to worry about. What was once a life of freedom, now revolves around schedules and obligations.
But wait, there’s this magical unicorn you’ve heard about off in the far distance and it’s called retirement. Could this be your second chance to taste the freedom of childhood again? Maybe, but it feels so far away you don’t spend too much time dwelling on it. It’s hard to imagine a life so far off in the future when you barely have enough time to get everything done in the present.
What you soon discover is that time really does fly and what seemed so far off in the future is getting closer and much faster than you would have ever expected. All of a sudden you feel an extreme sense of urgency to prepare for retirement. With that comes a new stress to make sure you’ll have enough money for retirement and that it will last for the rest of your life. Many people feel lost at this point and wonder if they are making the right decisions.
This is when seeking out the help of a qualified financial professional could make a huge difference in your life. There are many decisions to be made and making the wrong ones could have long lasting impacts on your retirement plan. We offer complimentary, no obligation financial reviews to help people planning for retirement know if they are on the right path or need some adjustments.
We also remind people that retirement should be about more than just finances. We like to think of retirement as a chance at a second childhood where your schedules are clear and obligation few. A properly planned retirement strategy is about freedom of mind and spirit. This is the time to get back to doing the things you love when you want to do them. Remember, with the right retirement strategy you can ditch the watch and live by your own rules. Life is waiting so go out and enjoy it.