Is Your Retirement Plan Ready to Spring Ahead?

Hopefully you’re ready to spring ahead because last weekend we moved the clocks forward for daylight savings time. Although it kind of feels like we’re losing an hour, nobody can argue with having those extra hours of daylight. Most everyone seems happier with more time in the sun. It signifies that winter is coming to an end, and spring isn’t too far off in the distance.  One of the other things drilled into my head about daylight savings time is that it’s also time to change the batteries in my smoke and carbon monoxide detectors.  It may sound silly unless you’ve had the good fortune of being woken up at 3 in the morning from the chirp of a dead battery.

Not sure who created the dead battery chirp concept, but I guess they have a pretty good laugh about the chaos it creates.  Somehow, they only go off between the hours of 1 and 4 in the morning, and they make you guess which detector is actually chirping.  But I digress; the main point is that we are reminded to change the batteries in our smoke and carbon monoxide detectors when we change our clocks as a preventative safety measure.

Why not add some other important things to check when we change the clocks? Think about your retirement plan… It’s important to make sure it’s functioning as it was intended. Unfortunately, there are no chirps to alert you to potential danger if your plan is veering off course. That’s where having the personal attention and guidance of a qualified financial advisor comes into play.

A great way to check on the status of your retirement plan is with a no obligation financial review. We’ll discuss your goals and compare them to your current plan to make sure it’s still on the intended path. If not, we’ll alert you to any trouble spots we see that could potentially put you at risk.  This is a great opportunity to get your questions answered and learn about new strategies to help protect and grow your nest egg. CLICK HERE to learn more about our firm and the different ways we help our clients through the retirement planning process.

So, as you adjust to daylight savings time and get ready to change the batteries in your smoke detectors, remember to also get a check-up of your retirement plan because an ounce of prevention is worth a pound of cure.